Retirement readiness
One number that answers the real question: can you retire when you want to, at the lifestyle you want?
Retirement Planning
A retirement income plan you can actually follow
Wealth Vista turns your savings, pensions and spending goals into a year-by-year income plan — then stress-tests it against markets, inflation and a long life.
Monte Carlo projections
Thousands of market paths so you see the range of outcomes, not a single optimistic straight line.
Decumulation engine
A withdrawal schedule across every account, built to make the money last rather than maximise one year.
Pension & benefit timing
Model Social Security, CPP/OAS and workplace pensions to find the claiming age that pays you most over a lifetime.
Tax-aware sequencing
Draw from taxable, tax-deferred and tax-free accounts in the order that keeps more of your money in your pocket.
What-if scenarios
Retire two years earlier, sell the house, help a child, or take a market hit at 66 — see the impact before you commit.
What you get in the plan
- Your earliest realistic retirement date and the trade-offs to move it forward
- A safe annual withdrawal amount, updated as markets and spending change
- Year-by-year income from savings, pensions and government benefits
- Tax estimates for each year of drawdown
- A ranked list of the highest-impact actions to take this year
- A monthly Vista Briefing when something in the plan moves
Frequently asked questions
See where you stand — free
Get your Vista Score in a couple of minutes, then decide whether you want the full retirement and estate plan.
Wealth Vista is software, not a fiduciary. Professionals remain responsible for advice delivered to their clients; consumers should consult a certified professional before acting.